Woman holding a pink piggy bank, illustrative photo
State payday limitsMichigan
Up to $600
Mississippi
Up to $410 cash*
Illustrative photo. State limits are not a loan offer.

Payday Loans & Cash Advances in Michigan & Mississippi

Review borrowing limits and costs, find X-tra Cash location information and decide what fits your budget.

Start a Request

Approval and available amounts depend on the lender and applicable law. *Mississippi’s $500 check limit includes the fee.

Find a Store Near You:


Michigan Location

Mississippi Locations


Close, Convenient, and Affordable

Welcome to X-tra Cash


Prepaid Debit Cards

CashPass Prepaid Card - Smart Money A CashPass Prepaid Mastercard that has you covered.

Enjoy the convenience and security of a prepaid debit card.

The CashPass Mastercard Prepaid Card makes it easier than ever to manage your money. All with the added security and convenience of a prepaid debit card.

  • No overdraft fees: You can spend only as much as you load.
  • Pay your bills online: It's easier to pay on time and avoid late fees.
  • Buy online or over the phone: Make secure and easy purchases.
  • Easy to reload: Add money to your card at any of the more than 90,000 CashPass reload locations.
  • Accepted everywhere Mastercard debit cards are accepted.
  • Withdraw cash at any ATM: Or choose "Cash Back" when checking out at a store register.
  • FDIC Insurance: All accounts are FDIC-insured up to the current coverage limit.